Minnesota MN Car Insurance Help

July 28, 2008 by maricar · Leave a Comment
Filed under: SR22 Minnesota Insurance 

Reader’s Question:

My 17 yr old son wrecked his friends vehicle. The friend gave him permission and the friend was with him. I am told that the friends auto insurance is responsible. Can he still sue us? We live in Burnsville, Minnesota.

Amanda

Burnsville, MN

Your son’s friend’s insurance policy would pay first for the damage caused in an accident. Your son’s car insurance policy or your policy (if she does not have his own and lives in your house) would pay second. They can sue you however it is unlikely that you would be responsible for anything if there was adequate auto insurance coverage.

I recommend discussing this with a licensed claims adjuster in Minnesota and an attorney, if necessary. They will be able to assist you with more details as it relates to the laws in your MN.

 

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DWI License Suspension Minnesota MN

 

July 11, 2008 by maricar · Leave a Comment
Filed under: Dui insurance MN 

Reader’s Question:

How do I get my driver’s license restored after having it suspended for DWI in Minnesota?

Oliver

Bloomington, MN

 

Thanks for asking Oliver. It’s not easy to have your driver’s license reinstated after receiving a DWI in Minnesota. There are cases that it cannot be done at all. But there are cases that a restricted license is granted to a person driving to and from work and other necessary appointments. In order to reinstate your driving privileges, it will be necessary to go through a number of administrative processes.

Additional fees are required on top of the fines you may have already paid for the criminal portion of your DWI case. The following are the other requirements for reinstating your Minnesota driver’s license:

 

  • You need to pass a written DWI related driving test. You have to get a copy of the driving manual from the state of Minnesota in order to study for the test.
  • You need to pay for a reinstatement fee of $680.00.
  • You must also submit a new application to request for your license to be reinstated and you need to pay an additional $18.50 reapplication fee.

For people who have received multiple DWI convictions, attending substance abuse classes or seminars are required and also they would need to prove that they are abstaining from alcohol for at least one year prior to attempting to have their license reinstated.

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