Auto Insurance Minneapolis MN

Reader’s Question:

How will the speeding ticket for going 72 mph in 60 mph zone in Minneapolis, Minnesota affect my insurance rates. Im only 19 years old and a resident in MN.

Carrie

Minneapolis, MN

 

According to the Minnesota Driver’s Manual, you can be fined for operating a vehicle faster than the posted speed limit. If you speed in marked construction zones, fines will double.

Also, according to the MN Driver and Vehicle Services, driving in Minnesota is a privilege and you can lose this privilege if you disobey certain laws or fail to meet certain requirements in MN. The Minnesota Department of Public Safety keeps your driving record, which contains your driving information and licensing violations in Minnesota and other states.

A conviction of the speeding could increase your insurance rates, depending upon your insurance provider’s rating system. To get information about your insurance carrier’s rating system, contact your insurance agent or contact the Insurance Division of the MN Department of Commerce with whom insurance providers must file their rates with.