Automotive Insurance Laws Minnesota MN
Reader’s Question:
What penalty does the law in Minnesota give to those who drive without automotive insurance?
Alvin
Minneapolis, MN
In Minnesota, the penalty for driving without automotive insurance varies depending on how many times you’ve committed this offense. If a police officer catches you driving without insurance, it would be considered as a misdemeanor. If you were caught for the first time, you are charged with a minor misdemeanor crime, whereas if you were caught for the second and the succeeding times within 10 years, you will be charged with gross misdemeanor crime.
There are certain jurisdictions in Minnesota that allow a driver to show proof of auto insurance before the date and time that the citation for the offense was given. However, even if the proof is presented during or after the court date, a driver with that offense may be required to pay fines ranging from $250 to $1,000. Also, the person may spend time in jail for up to 90 days because of the misdemeanor violation. His driving license may also be suspended once the offender was found guilty by the court.
If you were given a citation for driving without automotive insurance, try contacting the court that will handle your case (You’ll find the court name listed on your ticket). You may try requesting for lesser penalties as long as you provide them proof auto insurance before the court date.