Minnesota MN Auto Insurance

Reader’s Question:

Can we exclude a motorist in the household on our personal car insurance policy? We live in Minneapolis, Minnesota.

Monroe

Minneapolis, MN

Basically, you will have to check with your MN insurance provider. There are some insurance provider who will force you to list all licensed motorist on your insurance policy as eligible to operate a vehicle. However, in general, most insurance providers will permit you to “exclude” a household member. Because of this exclusion, the insurance carrier may require you maintain specific coverages or surcharge your Minneapolis insurance policy. Again, you may be able to exclude your household member.