Minnesota MN Car Insurance Help
Reader’s Question:
My 17 yr old son wrecked his friends vehicle. The friend gave him permission and the friend was with him. I am told that the friends auto insurance is responsible. Can he still sue us? We live in Burnsville, Minnesota.
Amanda
Burnsville, MN
Your son’s friend’s insurance policy would pay first for the damage caused in an accident. Your son’s car insurance policy or your policy (if she does not have his own and lives in your house) would pay second. They can sue you however it is unlikely that you would be responsible for anything if there was adequate auto insurance coverage.
I recommend discussing this with a licensed claims adjuster in Minnesota and an attorney, if necessary. They will be able to assist you with more details as it relates to the laws in your MN.
