Minnesota SR22

Q: What sort of car insurance coverage must I have on my Minnesota SR22 policy?

A: Minnesota is a no fault car insurance state, so i trequires a greater burden of coverage than many other states, but the rates are often cheaper. As a Minnesota SR22 insurance policy holder, you should have all of the insurance required of any other driver in Minnesoa.

First of all, you need liability. On all cars, a total minimum of thirty five thousand dollars of liability coverage is required. Liability includes propery damage, and bodily injury or death coverage. In the case you are found to be at fault in a car accident, liability will cover the damages of the other driver.

You will also need personal injury protection, which will take care of your own medical expenses or any lost wages or death you suffer in the event of a car accident. Also, you are required to have underinsured or uninsured motorist for if you get into an accident with someone who does not have the proper limits to cover your damages.

If you are leasing or financing your car, you will probably be required o have comprehensive and collision coverage as well, bu his is a condiion of your conrac and no he law.