Pardon my ignorance, but can someone give me some pointers on getting auto insurance? I’m planning to get my first car this year. My hard work in good old Minnesota finally paid off. I want great rates on auto insurance in Minnesota, can you please help me?

Fordham

Minneapolis, MN

Fordham of Minnesota, good day to you! That is a classic question, and people never get tired of answering this one. Since you ended up online, you’re probably wondering how to get cheap auto insurance.

I usually tell people to do their homework first. That includes deciding on the vehicle that you’ll buy and have insured. If you’re still a new driver, the common suggestion is to get an inexpensive car first then work your way up to the big leagues. The inexpensive car is going to be cheaper to insure. Once you’ve chosen your wheels, also browse the internet and look if you can get online quotes from different auto insurance companies. They also match the vehicle you chose with the rates you’re going to get. You can also check if you can get a discount if you agree to lower mileage. The lesser miles on your car means the less likely you are on the road to get into an accident. Oh, and if you are still really a new driver or still in the process of learning, there might be a chance that you can get a discount if you enroll in a defensive driving course. However, this may vary from company to company and state to state, so please check it.